Contrary to popular belief, it doesnt take years to build credit. If you know how credit scores work, you can achieve a good credit score in less time than you may think. With that in mind, heres what you need to know in order to build your credit as quickly as possible.

How credit scores work
Before you can learn how to build credit fast, you need to understand where your score comes from. There are several different credit scoring models, but the most popular is the FICO score, used by more than 90% of lenders.

Your FICO score is made up of five categories of information, with a weight assigned to each: