Pension Advances Spell Trouble

by admin on July 29th, 2014

filed under Cash Advances

Do you need cash today? Do you have a pension? Get a lump-sum advance on your pension payments to pay off your bills now!

These pitches, mostly through Internet-based sites, spell trouble. In exchange for “signing over” your monthly payments for money now, you’re getting a lousy deal. You may also have to buy a life insurance policy to ensure that the company “buying” your pension gets paid — even if you die.

Despite the mangled math, pension-advance services are thriving and are virtually unregulated. When I searched for “pension advances” on Google, I got more than 12 million hits.

I looked at this business two years ago with...

Why Recent Graduates May Want To Reconsider Their Bank

by admin on July 29th, 2014

filed under Student Credit Cards

Graduation is a turning point personally, socially and professionally. While those changes may take months or years to fully develop, getting your degree sets you on the beginnings of a new path.

You can add banking to the list of things that should be different going forward. Once you graduate, your banking needs may change. As a result, it may be time to graduate to a new bank. Here are six reasons why:

  1. You may need to look for a new no-fee checking account. As free checking accounts have become more scarce, a popular option remains checking accounts that charge no fees for students. Once you graduate though, you may no longer be eligible for these accounts. Free checking...

    VMC finances in a mess, says Mayor

    by admin on July 28th, 2014

    filed under Finances

    City Mayor Koneru Sridhar was at his candid best while narrating the woes of Vijayawada Municipal Corporation, especially on the financial front, at a meeting organised by Krishna District Olympic Association at IGMC stadium, here on Monday.

    I am more worried about providing food to my employees. For the past three months those cleaning the roads are not paid salaries. I feel sad about the civic staff as they are suffering owing to bankruptcy, he said.

    Mr. Sridhar said the corporation which was functioning in surplus earlier was reduced a shambles owing to poor policies of the Congress government. The special officer regime ruined the corporation as several quixotic decisions...

    Nursing homes await Medicaid payments

    by admin on July 28th, 2014

    filed under Cash Advances

    McClatchy-Tribune Information Services

    July 26HAMILTON — A delay in Medicaid payments through a new state program has left nursing homes across the state wondering if they can meet payroll demands and other costs.

    Butler County Commissioners on Thursday approved an advance of $250,000 to the Butler County Care Facility, a 109-bed nursing home in Hamilton.

    The care facility made the request earlier this week in order to make payroll during the month of August,...

    Who Finances Residential Solar in 2014?

    by admin on July 27th, 2014

    filed under Finances

    Last month GTM Research published its latest report on residential solar financing. As part of that update on the leaders and trends in the industry, we outlined the top (and emerging) finance providers in the market.

    Source: GTM Researchs US Residential Solar Financing 2014-2018 (click to enlarge)

    We changed the format and companies included in this taxonomy since the version released last year to reflect two important trends were following in the world of residential solar finance.

    First, while last years taxonomy was exclusively a list of companies offering third-party-owned solar (leases and PPAs), weve since added loan providers to the list. Third-party...

    Tufts improves finances in third quarter by managing expenses

    by admin on July 27th, 2014

    filed under Finances

    Tufts Medical Center improved its financial performance in the third quarter of its fiscal year thanks to higher outpatient volume and tightly managing its expenses, the Boston-based hospital reported.Tufts registered a $16.9 million (PDF) surplus on revenue of $177.3 million for the quarter ended…

    Int’l insurance company develops complex insurance on several types on parallel

    by admin on July 27th, 2014

    filed under Car Lending

    Baku, Fineko/abc.az. International Insurance Company intends to reimburse 62% reduction in the portfolio by offering new products to the market.

    At today#146;s press conference IIC chairman of board Mammadsadikh Mammadov has claimed that limiting car lending conditions led to a 34% decrease in automobile insurance market as a whole.

    Over the first 6 months of activity our premiums relating to car lending decreased by 62%: last year premiums on this insurance totaled AZN 2.486 million and for the 1st half of 2014 only AZN 932,000. As a result, the total amount of our premiums against the 2013 same term fell by 9%, Mammadov said.

    He emphasized that another cause of decline...

    Majority of consumers enlightened about credit scores

    by admin on July 26th, 2014

    filed under Credit Scores

    With all the education thats been spread about credit scores, consumers are finally getting it.

    A large majority of Americans know a great deal about credit scores, according to a national survey by the Consumer Federation of America and VantageScore Solutions, which produces the Vantage Score credit score.

    Many know that missed payments, personal bankruptcy and high credit card balances are factors used to calculate credit scores. People know they have more than one generic credit score.

    Generic credit scores are used by many types of lenders and businesses to determine general credit risk. They differ from custom credit scores, which are developed for individual...

    The finances of lottery offices

    by admin on July 26th, 2014

    filed under Finances

    We shall watch and see if the move to relocate the Arkansas Scholarship Lottery Redemption Center from Springdale to Fayetteville results in a firestorm of protests in the political world of Northwest Arkansas.

    After the facts were brought forth this week by a newspaper about the costs of three lottery redemption office around in the state, Arkansans should be more concerned about the drooping finances of the scholarship lottery program. Maybe we should question why we have these satellite offices.

    All of us should be outraged at the cost, staffing and even the virtual need for these three satellite redemption offices in Northwest Arkansas, Jonesboro and Camden. Here is finally...

    Armstrong finances NKE, IDE for small hydropower development in Indonesia

    by admin on July 26th, 2014

    filed under Finances

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    Armstrong finances NKE, IDE for small hydropower development in Indonesia