Nearly one in 6 Americans willing to jeopardize finances for a vacation

by admin on March 3rd, 2015

filed under Finances

How desperate are you for a vacation? New research shows that some Americans would put their finances in jeopardy to go away.

Twelve percent of Americans are willing to forego paying their bills to be able to go on vacation, and four percent are even willing to skip a mortgage or rent payment, according to a recent consumer survey conducted on behalf of, a vacation rental search engine that aggregates listings from HomeAway, HouseTrip,FlipKey, and other travel sites.

School Board member accused of having conflict of interest

by admin on March 3rd, 2015

filed under Debt Consolidation

Delena Spates-Allen is the CFO of World Overcomers Church International in Saginaw. On the churchs website, Spate-Allen is listed as part of the organizations Dream Team.

Spates-Allen is also theChairman of the Finance Committee of the Saginaw Public Schools, and a Trustee on the Board of Ed.

In the fall of 2014, board members announced it would consider shutting down one of the citys two high schools.

TV5 has reported extensively on the public debate and strong community reaction that ensued after this announcement regarding the uncertain fate of Saginaw and Arthur Hill High Schools. Last week, interim Superintendent Dr. Kelly...

What FICO means to small business borrowers

by admin on March 2nd, 2015

filed under Below Average Credit

When a business applies for a loan, the lender reviews the credit score of the owner or owners and uses that information to assess risk. While the score is only one metric of financial stability, it can determine whether the business gets the loan at all, how much it can borrow and what interest terms it can expect.

For that reason, business owners need to know their scores and maintain the highest possible number by paying bills on time or getting help to correct money-management problems.

The gold standard for credit evaluating is the FICO score, named for the company that developed it, the Fair Isaac Corporation.

FICO measures five elements and assigns each a different...

Careers Australia salespeople accused of enrolling poor students with fake …

by admin on March 1st, 2015

filed under House Loan

Former regulator and industry consultant Claire Field is alarmed at allegations salesmen are doing entrance exams for prospective students and is calling for an immediate investigation.

That is deeply concerning unfortunately and I cant comment on the specifics in this case, but it is not the first time that allegations have been made about the practices of student recruitment brokers, she said.

Its really clear that this is a part of the sector that has a number of problems within it and it needs urgent oversight.

I have no doubt that on the basis of the claims that have been made this evening, that the national regulatory body – the Australian Skills Quality...

Letter: State’s finances

by admin on February 28th, 2015

filed under Finances

The state of Illinois#x2019; finances are a disgrace.

For years, we kept sending the same incompetents to Springfield and let them run the state into the ground.

Then we seemed to realize the critical position of our finances and elected someone who stated, quite boldly, he was going to get our finances under control.

Now, when he tries to do what he promised and why we elected him, we have people crying about cuts.

Let#x2019;s be frank: If you want the state#x2019;s financial situation fixed, where do you suggest the cuts be made?

Everyone seems to think someone else should pay the fiddler. Folks, like the old saying goes, it#x2019;s time to fish or cut bait.


Family Finances: Opportunity cost (dun dun dun)

by admin on February 27th, 2015

filed under Finances

Family Finances: Opportunity cost (dun dun dun)

You remember opportunity cost from economics class. Its the idea that the cost of your decision is the thing you didnt choose. We know your kids’ value can’t be measure in dollars, but here’s an interesting way to look at their impact on your finances.

February 26, 2015; 9:15 AM bull; by Amanda Gibson

1MDB, a case of mismanagement … or worse?

by admin on February 27th, 2015

filed under House Loan

YOURSAY lsquo;Wheres the money in Caymans? Maybe it does not exist anymore.

1MDB seeks another one-month loan extension

Sali Tambap: 1Malaysia Development Berhads (1MDB) future looks really bleak. If, as according to this report, that it has to sell its stake in order to pay its debt every month, then eventually it will have nothing left when all its properties are sold.

Secondly, it seems like a desperate measure of a person who is about to go bankrupt, when it (1MDB) sells its property (Edra Global Energy Bhd) back to the same person, T Ananda Krishnan, who sold the property to them two years ago.

If the company is viable and making profit, why the need to delay...

Debt Consolidation USA Shares Valuable Tips To Curb Spending In Sale Events

by admin on February 26th, 2015

filed under Debt Consolidation

Debt Consolidation USA recently shared in an article how consumers can help their budget especially in the face of sale events. The article aims to help and educate consumers when deciding if a sale is enough justification to spend.

Philadelphia, PA (PRWEB) February 07, 2015

Debt Consolidation USA recently shared in a published article how consumers can help their budget especially in the face of sale events. The article titled “Tips To Make Smart Spending Decisions During Sale Events” aims to help and educate consumers when deciding if a sale is enough justification to spend.

The article starts off by pointing out that if spending goes beyond the budget,...

Contrary to Obama, federal finances aren’t hunky-dory

by admin on February 26th, 2015

filed under Finances

According to President Barack Obama, the financial condition of the federal government is hunky-dory.

The deficit is under control. Nothing to worry about. Nows the time to increase taxes on corporations and the rich to fund additional government benefits for the middle class.

Is Obama right, are the finances of the federal government essentially fixed? Not by a long shot.

Obama bases his sanguine assessment on the fact that, under his budget projections for the next 10 years, annual deficits remain less than 3 percent of GDP, a level economists generally regard as sustainable.

But that shouldnt be the end of the analysis.

Under Obamas budget, the annual...

Debt Management Credit Counseling Publishes Debt Consolidation Video

by admin on February 25th, 2015

filed under Debt Consolidation

Educational video on debt consolidation plan published by Debt Management Credit Counseling Corp (, a nonprofit credit counseling organization (DMCC). Short animated video provides consumers a quick overview of a valuable repayment option to eliminate credit card and other unsecured debts.

Lighthouse Point, FL (PRWEB) February 13, 2015

Debt Management Credit Counseling Corp, a nonprofit credit counseling organization (DMCC), announced today the publication of a new educational video on debt management plans. Consumers struggling to repay unsecured debts, such as credit cards, payday loans, collection accounts and medical bills,...