Debt Consolidation USA Explains Budgeting Mind Games

by admin on October 21st, 2014

filed under Debt Consolidation

>PRWEB.COM Newswire

Miami, FL (PRWEB) September 05, 2014

Debt Consolidation USA shares in a recent article published September 3, 2014 some of the tips to help a consumer budget more easily. The article titled 3 Mind Games That Can Help You Follow Your Budget explains how simple but effective mind games can help push a consumer to stick to a budget plan in order to put the finances in order.

The article starts off by explaining how people struggle in sticking to a budget. There are also...

Home Equity Loans Surge as Rates Fall to Lowest Since 2008

by admin on October 21st, 2014

filed under Debt Consolidation

The 1960 Ray Charles lyric — “Them that’s got are them that gets” — rings true today in the US mortgage market.

Lenders increased their origination of home equity lines of credit, or Helocs, by 21 percent in the 12 months ending in June, data firm RealtyTrac Inc. said today. The 797,865 Helocs given in the period represent the highest level since 2009.

Bank of America Corp. and other lenders are providing more Helocs, often to their existing customers at reduced rates, as rising prices gives them more equity in their homes. At the same time, banks have been cutting lending for home purchases after imposing stiff requirements on borrowers to comply...

Russell Wilson set to cash in off the field, too

by admin on October 20th, 2014

filed under Business Loans

Russell Wilson set to cash in off the field, too

RENTON, Wash. — A burgeoning star and Super Bowl champion at 25, Russell Wilson is putting himself in position to be the new face of the NFL.

GDP data show pressure on households

by admin on October 20th, 2014

filed under Car Lending

While South Africa narrowly avoided a technical recession in the second quarter, a closer look at the gross domestic product (GDP) numbers showed these still pointed to a deterioration in the household sector during the quarter, FNB said yesterday.

Household and property sector analyst John Loos said the data provided little in the way of surprises for the sector.

GDP figures released by Statistics SA on Tuesday showed there was a dramatic slump in the retail and wholesale trade, catering and accommodation sector, influenced by the knock-on effect of the mining and manufacturing strikes. The sector contracted at an annualised pace of 0.2 percent quarter on quarter...

Cash machine hackers have made ‘millions’ with Tyupkin malware

by admin on October 19th, 2014

filed under Business Loans

Criminals have made millions of dollars by physically installing malware on cash machines across the world, Interpol and security company Kaspersky have warned.

More than 50 Windows-based ATMs at banks in Eastern Europe are known to have been infected by the Tyupkin malware, which allowed the gang’s money mules to enter codes into a cash machine to withdraw funds.

It would have required significant planning, as the mules had to be at the infected cash machines at specified times on either Sunday or Monday nights. The machines were compromised after the criminals inserted a bootable CD before uploading their malicious kit.

The key required to access the malware was also...

California officials unveil ‘Johnny Cash Trail’

by admin on October 19th, 2014

filed under Business Loans

SACRAMENTO (AP) – The city of Folsom has completed the first section of the Johnny Cash Trail that will pay tribute to the country music icon and his 1968 album At Folsom Prison.

City officials planned to unveil the first section of the 2.5-mile trail on Saturday – a pedestrian and bike bridge designed to echo Folsom State Prisons east gate guard towers, according to the Sacramento Bee.

The trail will traverse prison property and link to area trails.

The newspaper reports that the city is planning a $3 million fundraising drive to pay for a 2-acre park next to the bridge and art installations along the trail – including a 40-foot steel statue of Cash.

Cashs...

Does it make sense to tap into home’s value?

by admin on October 18th, 2014

filed under Debt Consolidation

You may be tempted to consolidate your credit card and other high-interest debt into a mortgage with much lower payments. The offers are widespread. But is this a wise financial decision?

WHATS CHANGED?

Todays debt consolidation mortgages are more conservative than those seen during the housing boom, when lenders allowed homeowners to refinance and cash out as much as 110 percent of the value of their homes. Lenders now require the homeowner to keep at least 15 to 20 percent equity after cashing out.

WHAT its FOR

Those with enough equity in their homes have been able to substantially reduce the monthly payments on credit...

Johnny Cash Trail Unveiled in Folsom, California

by admin on October 18th, 2014

filed under Business Loans

By Andrew Leahey |

Its been 46 years since Johnny Cash revived his career with At Folsom Prison, a live album recorded at one of Californias first maximum-security prisons. Now, thanks to a city-wide project thats been in the works since October 2010, Folsom has completed the first leg of the Johnny Cash Trail and Overpass, allowing local pedestrians and bicyclists the chance to walk the 2.5-mile line between Folsom Lake and the citys downtown district. Once completed, a good chunk of the path will cross prison-owned property.

Why Debt Consolidation Can Leave You Deeper in Debt

by admin on October 17th, 2014

filed under Debt Consolidation

When youre struggling with debt, combining all of your debts into one easy-to-pay loan sounds pretty good. The idea is that youll reduce the overall interest you pay, and be hit with fewer late fees since youll only have one payment to remember.

Theres just one problem.

Debt consolidation can actually leave you deeper in debt.

Consolidating debt often masks the real problem
Most likely, the real problem isnt high interest rates or constantly having to manage making on-time payments to multiple debts. The real problem is usually something deeper. Typically, thats a combination of the way you view money and what you do (or dont do!) with the money...

Rangers interview Cash for managerial position

by admin on October 16th, 2014

filed under Business Loans

ARLINGTON — The Rangers continued their interviews with candidates for their managerial position by meeting with Indians bullpen coach Kevin Cash on Thursday.

The Rangers are expected to meet with interim manager Tim Bogar and Puerto Rico winter league executive Alex Cora on Friday. The Rangers are hoping to name a manager by the beginning of the World Series.